Like your physical and emotional well-being, your financial well-being is important — to you and to AECOM. Just as regular visits to your doctor and dentist help you prevent health care issues down the road, checking in on your finances regularly and taking steps to build financial stability can help ensure your future financial health.
Not sure where to start?
Get on the path to financial wellness with Merrill’s Personal Financial Journey, an interactive online tool that assess your financial situation and provides specific steps you can take to improve it. Complete a 10-minute assessment and receive a financial health score with a personalized action plan to improve your and your family’s financial situation with the Financial Wellness Tracker .
Prepare for financial emergencies
Everyone should have an emergency fund — some money set aside for unplanned expenses. If you experience a financial emergency, you can worry about how to deal with the emergency itself and not worry about how you’re going to survive financially. See 6 Simple Steps to Jump-Start Your Emergency Fund and How Much You Should Save for Emergencies.
Create your financial strategy
A Merrill financial advisor can work with you to understand your financial situation and set and achieve whatever financial goals you may have — debt management, credit issues, loans, budgeting, saving, investing and more. Call 877.654.2427 or log in to your account to schedule an appointment (after you log in, click “The road ahead is filled with possibilities” and select “Schedule a call”).
Build money skills
Build your financial know how with the Better Money Habits online resource through Merrill.
Plan and pay for college
- Estimate the cost of college and get a personalized report showing how much to invest to meet your goal.
- Reduce and manage your student loan debt with Gradifi — our college planning, student loan refinancing and counseling service.
- Get personalized college planning help from a Merrill financial advisor. Call 877.654.2427 or log in to your account to schedule an appointment.
- Receive tuition reimbursement for your own approved coursework through our Education Assistance Program.
Plan for retirement
- Start or increase your 401(k)/retirement contributions — even a little can add up to big savings over time. Log in to your account.
- Estimate how much you’ll need to achieve the retirement you envision.
- Merrill’s Advice Access tool helps you estimate how much retirement income you’ll need and provides specific, personalized recommendations to help you save and invest to get there. Log in to your account (select Enroll Now on the My Accounts page) or call 877.637.4226.
- Get personalized retirement planning help from a Merrill financial advisor. Call 877.654.2427 or log in to your account to schedule an appointment.
- Learn how you can use your Health Savings Account (HSA) to save and invest for future health care expenses in the Health Accounts Education Center through Bank of America Merrill.
Save on taxes
In addition to paying for many of your AECOM benefits with tax-free payroll deductions, you can reduce your taxable income and save money with help from AECOM benefits and resources.
Develop a positive relationship with your finances
Money on the mind? You’re not alone. It’s easy to get caught up in ruminating on past financial decisions or worrying about the uncertainty of the future. When this occurs, try taking a moment to reset and connect to the present with mindfulness. This can help you let go of emotional reactivity and proceed with financial decisions thoughtfully. Check out 7 Days of Financial Stress Relief or a quick Box Breathing exercise. You’ll need a free eM Life account to access, so sign up here if you don’t have one yet.
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